Programs

Our Programs

Polaris provides a full range of employee benefit programs to our clients. We work with you to ensure that every aspect of every plan works most effectively and efficiently for your company and each of your employees.

We can help you to initiate and administer plans in all of the following areas.

	Medical Insurance - The foundation of nearly every employee benefit plan is a quality medical plan. We work with every California insurer and can help you design a program that meets both your firm's goals and budget.
	Key Executive Protection - Many firms rely heavily on certain key executives for their ongoing success. Key Executive Protection can help a firm get through the chaos oven caused in the event of a sudden death of one of those key team members.
	Buy Sell & Stock Redemption Programs - Business Continuation planning is critical to helping firms deal with the death of a major stockholder. We've helped many companies resolve this concern and would be honored to help you.
	Deferred Compensation Arrangements - Looking for a way to help retain key executives and reward your firm's owners, without taking a huge hit to the firm's earnings? Deferred compensation may be the answer for you.
	Dental Insurance - Next in popularity after medical insurance, dental plans are almost always the second step in formulating a comprehensive benefits program. We can help you find the plan that's right for your firm while still keeping costs under control.
	Disability Insurance, both Long and Short Term - Seven times more mortgage foreclosures result from disability than from death. You'd be surprised how affordable LTD & STD plans can be. Why not let us show you?
	Creative Funding Concepts - As companies grow, the cost of health care plans can skyrocket. Let us show you ways to help you keep your costs under control while still providing quality benefits for your firm.
	Wellness Programs - Higher claims mean higher premiums for medical and dental plans, while fewer claims mean lower premiums. Talk to us about what you can do in your firm to help your employees live healthier, happier lives.
	Retirement Programs - 401(k) plans are America's leading path towards a financially secure retirement. Let us help you understand the differences between the Traditional and Roth 401(k) plans, and make certain that you're in full legal compliance.
	Life and AD&D Insurance - Many employees recognize their need for life insurance to provide for their family's financial security, but all too few have fully addressed their needs. Your firm's benefit plan can help!
	Vision Care Insurance - Vision care to help deal with the optical stress of widespread computer usage and its impact is becoming more widespread then ever before. We can show you a cost effective way to add vision coverage to your firm's benefits plans.